Insurance

At Cosmos Dental Studio, we believe that quality dental care should be accessible and affordable for everyone. We understand that financial considerations can be a significant factor in accessing the dental treatments you need. That's why we offer a range of financing and insurance options to accommodate our patients' diverse needs.

Flexible Payment Options

To further enhance accessibility, we offer flexible payment options. We understand that different patients have varying financial circumstances, and we are committed to finding a solution that works for you. Our flexible payment options include:

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Cash: We accept cash payments for your convenience.

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Checks: You can also pay for your dental services using personal checks.

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Credit Cards: We accept major credit cards, including Visa, Mastercard, and American Express, to make payment easy and convenient.

Insurance Coverage

We accept all major insurance plans like:

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Aetna (PPO)

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Always Care/UNUM

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Ameritas

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Anthem (300/Complete)

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Carefirst Grid

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Cigna (DPPO Only)

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Delta Dental

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Delta Dental PPO+Premier

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DNOA

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Guardian (FEDVIP Standard Option / FEDVIP High Option and Connection Dental Plus only)

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Humana

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Lincoln Financial Group

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MDHS

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MD Medicaid

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MetLife (PDP Plus, FEDVIP)

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Principal

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United Concordia

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United HealthCare (Plans may vary)

We also accept Maryland Healthy Smiles/Medicaid. Our goal is to make the insurance process as seamless as possible for our patients. By accepting a wide range of insurance providers, we strive to ensure you can receive the dental care you need while maximizing your insurance benefits.

Care Credit

In addition to our flexible payment options, we are pleased to offer financing options through CareCredit. CareCredit is a healthcare credit card designed specifically to cover healthcare expenses, including dental treatments. With CareCredit, you can manage your dental expenses conveniently with flexible repayment options. Some key benefits of CareCredit include:

Convenience: CareCredit allows you to finance your dental treatments upfront and pay for them over time, eliminating the need to delay or compromise on necessary dental care.

Our dedicated team at Cosmos Dental Studio can guide you through the financing application process, helping you choose the best payment plan that suits your needs and budget.

Do You Take My Insurance?

Our office works with all major insurance carriers and accepts Medicaid. Are you curious if we take your insurance? Let us check for you! Fill out the form below and a member of our team will reach out to you with more information.

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Delta Dental

MD Medicaid

MDHS

Grid +

Carefirst Grid

Delta Dental PPO+Premier

United Concordia

Ameritas

MetLife (PDP Plus, FEDVIP)

Lincoln Financial Group

Guardian (FEDVIP Standard Option / FEDVIP High Option and Connection Dental Plus only)

DNOA

Anthem (300/Complete)

Always Care/UNUM

Aetna (PPO)

Medicaid of Maryland

Blue Cross Blue Shield of Maryland

Tricare Retiree Dental Program

Tricare Active Reservists

Reliance Standard Life

Regence Blue Cross/Blue Shield of Oregon (out of State Providers)

Public Employee Health Program (PEHP)

Principal

PrimeWest

PrimeCare, Wisconsin State and Federal Employees and Medicaid

Medicaid of Utah

Managed DentalGuard

Level

UniCare

UFT Welfare Fund

Standard Insurance Co. of New York

Standard Insurance

Skygen USA

SelectHealth

Securian/Patriot Dental

Decare Dental Health International (DDHI)

Delta Dental of New York

Delta Dental of New Jersey

Delta Dental of Indiana

Delta Dental Ins. Co. - Georgia

Delta Dental Ins. Co. - Florida

Delta Dental of Delaware

TRICARE Dental Program (TDP)

Sun Life Financial (United Concordia)

Securian Dental

Oklahoma DRS Doc

North Dakota Dental Service

Molina

Minnesota Blue Cross Dental (UCCI)

Phoenix Health Plans (DentaQuest)

Medicaid of Wisconsin, PrimeCare

Medicaid of Connecticut

Humana

Hershey Healthsmile

Healthsource Provident

HealthScope Benefits (Tribute Health Plan)

HealthScope Benefits/ Morris Associates

HealthScope Benefits / EHC Repricing

HealthScope Benefits/ACPMO

HealthScope Benefits

HealthChoice Oklahoma

Healthcare Highways

Physicians Mutual (Dental)

Florida Combined Life (Dental)

First Reliance Standard

Empire Blue Cross/Blue Shield

Direct Dental Administrators, Inc.

Deseret Mutual Benefit Administrators

DentaQuest - Government

Dental Guard Preferred

Delta Dental (Northeast - ME, NH, and VT)

DDIC

Medicaid of Texas - MCNA

Medicaid of Texas - DentaQuest

Medicaid of Tennessee, BlueCare

Medicaid of New York

Medicaid of Minnesota

Medicaid of Michigan

Medicaid of Indiana

Medicaid of Alabama

International Brotherhood of Electrical Workers (IBEW), Local 38 Health & Welfare Fund

Humana Specialty Benefits State of Florida Dental

Humana Specialty Benefits Florida Healthy Kids Dental

Humana CompBenefits Federal Plan Dental

HDS Medicaid

Hawaii Dental Service

Guardian Life Insurance Co. of America

Golden West Dental

Delta Dental of South Carolina

DeltaCare USA - Encounters

Delta Dental of Washington DC

Delta Dental Ins. Co. - Texas

Blue Shield of Washington / Regence of Washington Health

United Healthcare Global (Inside U.S.)

United Healthcare

United Concordia - Tricare Dental Plan

MetLife

Medicaid of Wisconsin, Humana / TDC

Medicaid of Wisconsin - DentaQuest

Medicaid of Washington

Delta Dental

MD Medicaid

MDHS

Grid +

Carefirst Grid

Delta Dental PPO+Premier

Principal

United Concordia

Ameritas

MetLife (PDP Plus, FEDVIP)

Lincoln Financial Group

Guardian (FEDVIP Standard Option / FEDVIP High Option and Connection Dental Plus only)

DNOA

Anthem (300/Complete)

Always Care/UNUM

Aetna (PPO)

Medicaid of Maryland

Blue Cross Blue Shield of Maryland

Cigna (DPPO Only)

Aetna Dental Plans

United Healthcare

We've partnered with CareCredit to offer monthly financing for as low as

Down Payment

APR*

Hidden Fees

***Not all promotional financing options are available at all enrolled providers. Ask yours for details. Promotional financing options are not available at all retail locations that accept CareCredit and standard account terms will apply to such purchases.

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Do You Take My Insurance?

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